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Small businesses are 'paying double' for 401(k) plans

Brett Arends’s ROI Published: April 13, 2023 at 6:28 a.m. ET Higher fees may cost retirees up to 9% of their retirement savings. MarketWatch photo illustration/iStockphoto Many small-business owners and their employees are getting hosed on their retirement plans, thanks to costs that are starkly higher than larger companies, and now we have proof. Fund-research

small-businesses-are-'paying-double'-for-401(k)-plans

Brett Arends’s ROI

Higher fees may cost retirees up to 9% of their retirement savings.

MarketWatch photo illustration/iStockphoto

Many small-business owners and their employees are getting hosed on their retirement plans, thanks to costs that are starkly higher than larger companies, and now we have proof.

Fund-research company Morningstar has found that the average fees in small company plans are twice those in big companies. Just the higher fees alone mean that someone working at a small company would on average end up with 9% less in retirement savings after 35 years as someone at a big company, even if they saved exactly the same amounts and invested…

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